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Social Security Phone Call? Don’t Trust It Until You Read This

  • Guest Contributor
  • Jul 17
  • 2 min read
Android phone shows incoming call labeled ‘Scammer’ over a Social Security card—warning about Social Security phone scams.

If your phone rings and someone says they’re from the Social Security Office, stop and think before you act. The Social Security Administration warns that scammers are using fake Social Security phone calls to trick older adults into giving up personal information or money. These calls might sound serious, but they’re fake, and we’ll help you spot them to keep your information secure.


What’s the Social Security Phone Call Scam?


Here’s what scammers often do:

  • Claim that your Social Security number (SSN) is linked to criminal activity.

  • Say your benefits will be suspended if you don’t act now.

  • Threaten you with arrest or legal trouble.

  • Ask you to pay with gift cards, wire transfers, or even cash by mail.

  • Make the call appear from the real SSA number using caller ID spoofing.


These scare tactics are meant to create panic and pressure. But don’t fall for it.

According to the Federal Trade Commission (FTC), the real Social Security Administration (SSA) will never:

  • Threaten arrest or demand payment.

  • Ask you to confirm your SSN over the phone.

  • Require unusual payment methods like gift cards or cryptocurrency.


Real Example: A Costly Mistake


A woman in California reported losing over $9,000 to a Social Security scam. She received a call from someone claiming her SSN was used in a drug crime and was told she had to “protect” her money by transferring it to a “safe account.” It was all fake—but by the time she realized, her money was gone (AARP).


How to Protect Yourself (or a Loved One)


If you get one of these calls, remember:

  • Hang up immediately—even if the number looks official.

  • Never share your SSN, bank account, or any personal info.

  • Don’t send money or gift cards, no matter how convincing the caller is.

  • Verify independently by calling SSA at 1-800-772-1213.

  • Report the call to the FTC at ReportFraud.ftc.gov.


Add a Layer of Protection with Your Android


Want extra peace of mind? Install an antivirus and security app like Shield Antivirus. It’s made for Android and helps you:

  • Block scam calls and texts at their source before they reach you.

  • Scan apps and files for hidden threats.

  • Stay safer online with automatic protection.

Even if you're not tech-savvy, Shield makes it simple. Just install it from the Play Store, follow a few easy steps, and you're better protected.


Scam calls pretending to be from Social Security are getting sneakier, but that doesn’t mean you have to be a victim.


By staying cautious, trusting your instincts, and using tools like Shield Antivirus, you can protect your personal information and your peace of mind.

 
 
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